Sell Your Indiana House with No Closing Costs
Closing costs in a traditional Indiana home sale can add up to 2–4% of the sale price on top of agent commissions. Bartolini Cash Buyers charges no closing costs to the seller. Direct cash sale — you keep more of your equity.
What Are Closing Costs in Indiana?
Closing costs are fees paid at the closing of a real estate transaction. In Indiana, seller closing costs typically include: title insurance (owner's policy), transfer taxes, recording fees, prorated property taxes, and any outstanding liens or judgments. In a traditional sale, sellers also pay agent commissions (5–6%) on top of these closing costs. Total seller costs in a traditional Indiana sale often run 7–10% of the sale price.
What Bartolini Cash Buyers Covers
Bartolini Cash Buyers covers the closing costs typically charged to sellers in a direct cash sale. You receive the agreed cash offer amount minus your mortgage payoff and any existing liens — not minus closing costs. The title company provides a clear closing statement before closing so you know exactly what you'll receive. No surprises, no hidden fees.
Indiana Transfer Taxes and Recording Fees
Indiana charges a transfer tax (called a 'conveyance fee') of $0.50 per $100 of the sale price (IC 6-1.1-5.5). Recording fees vary by county. In a traditional sale, these costs are typically split between buyer and seller or paid by the seller. In a Bartolini Cash Buyers transaction, these costs are handled as part of the agreed offer — you don't pay them separately.
The True Cost of a Traditional Indiana Sale
The true cost of a traditional Indiana home sale includes: listing agent commission (2.5–3%), buyer's agent commission (2.5–3%), closing costs (1–3%), pre-sale repairs and updates ($5,000–$50,000+), staging and photography ($1,000–$3,000), and carrying costs during the listing period (mortgage, taxes, insurance, utilities). A direct cash sale to Bartolini Cash Buyers eliminates most of these costs.
Net Proceeds: Cash Sale vs. Traditional Sale
The key question is not the sale price — it's the net proceeds. A traditional sale at full market value with 6% commissions, 3% closing costs, and $15,000 in repairs and carrying costs nets significantly less than the gross sale price. A direct cash sale at a slightly lower price with zero commissions, zero closing costs, and zero repair costs often nets comparable or better proceeds.
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