Sell Your Indiana Home with Judgment Liens — We Clear the Title
Judgment liens, mechanic's liens, and other encumbrances attach to your property and must be resolved before title can transfer. Bartolini Cash Buyers works with the title company to identify and clear all liens at closing. Cash offer within 24 hours.
How Judgment Liens Work in Indiana
In Indiana, a court judgment automatically becomes a lien on all real property owned by the debtor in the county where the judgment is recorded (IC 34-55-9-2). Judgment liens remain attached to the property for 10 years and can be renewed. They must be paid off before clear title can transfer to a buyer.
Common types of liens that appear on Indiana title searches include judgment liens from lawsuits, mechanic's liens from unpaid contractors (IC 32-28-3), HOA liens, IRS tax liens, and state tax liens. A title search conducted by the title company will identify all recorded liens before closing.
Why Liens Don't Have to Block Your Sale
Most liens are resolved at closing from the sale proceeds. The title company contacts each lien holder, obtains a payoff amount, and distributes funds accordingly. You receive the net equity after all liens are satisfied. As long as the sale price exceeds the total lien amounts, the process is straightforward.
When liens exceed the property's value, negotiation is required. Lien holders often accept less than the full balance rather than wait for a foreclosure that might yield even less. Bartolini Cash Buyers has experience navigating these negotiations and can work with your specific lien situation.
Disputed or Unknown Liens
Sometimes liens appear on a title search that the homeowner was unaware of or disputes. A disputed mechanic's lien, an old judgment you thought was satisfied, or a lien from a previous owner can all cloud title. These situations require legal resolution before closing.
We work with experienced Indiana title companies and real estate attorneys who handle these situations regularly. If you have a disputed lien, we can still evaluate your property and make an offer — the lien resolution process runs in parallel with the sale preparation.
Liens Don't Have to Stop Your Sale
Bartolini Cash Buyers works with Indiana title companies to identify and clear all liens at closing. We can evaluate your property and make a cash offer within 24 hours regardless of your lien situation. Call (317) 495-3440 or fill out the form below.
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