Indiana Foreclosure Help Resources

Find a HUD-approved housing counselor near you. Free foreclosure prevention counseling available statewide. The single most important call you can make before missing a payment.

The CFPB explains your mortgage rights, how to request forbearance, how to apply for a loan modification, and what to do if your servicer is unresponsive.

Search by zip code for HUD-approved housing counselors in Indiana. Counselors can help you understand your options, negotiate with your servicer, and apply for assistance programs.

The U.S. Department of Housing and Urban Development (HUD) provides guidance on avoiding foreclosure, including loan modification, forbearance, and HUD-approved housing counseling resources.

HUD's official foreclosure avoidance resource hub. Covers forbearance, repayment plans, loan modifications, short sales, and deed-in-lieu options.

If your mortgage servicer is not responding or is violating federal servicing rules, file a complaint with the CFPB. Servicers are required to respond.

Fannie Mae's homeowner resource site. Includes a loan lookup tool, explanation of forbearance and modification options, and a directory of approved housing counselors.

Freddie Mac's homeowner education and resource portal. Covers mortgage relief options, how to contact your servicer, and what to expect during the foreclosure process.

Indiana's state housing finance agency. Administers homeowner assistance programs and connects homeowners with HUD-approved counselors statewide.

Find free HUD-approved housing counseling agencies serving Indiana homeowners facing foreclosure. Counselors help you evaluate options, communicate with your lender, and apply for assistance — at no cost.

The Indiana Supreme Court's official self-help page for homeowners facing mortgage foreclosure. Explains the judicial foreclosure process, how to respond to a complaint, and links to court forms.

The Indiana AG's office provides consumer protection resources including guidance on foreclosure rescue scams, mortgage fraud, and how to file a complaint against a predatory lender.

Marion County foreclosure cases are filed here. Search case records, find court dates, and access the Marion County foreclosure docket.

Official Marion County Sheriff's Office page. Contact the Civil Division for information on scheduled sheriff sales. If your property has been ordered to sheriff sale, call the Civil Division directly for date and details.

The full text of Indiana's mortgage foreclosure statutes. IC § 32-29-7 covers mortgage liens, redemption rights, and deficiency judgments. IC § 32-30-10 covers the judicial foreclosure court procedure, required notices, and sheriff sale requirements.

Regulates Indiana-chartered banks, credit unions, and mortgage servicers. File a complaint against a state-regulated lender or servicer here.

The primary provider of free civil legal assistance to low-income Hoosiers. Handles foreclosure defense, loan modification disputes, and predatory lending cases.

Marion County-specific office for Indianapolis-area homeowners. Handles foreclosure defense, eviction, and housing matters for income-eligible clients.

Indiana Legal Help's resource for connecting with a licensed Indiana attorney. Covers reduced-fee and free consultations for real estate, housing, and foreclosure defense matters.

Plain-language legal information for Indiana residents, including step-by-step guides on the Indiana foreclosure process, tenant rights after foreclosure, and how to respond to a foreclosure complaint.

Indiana Legal Help's directory of free legal clinics, pro bono programs, and volunteer attorney services by county. Covers housing, foreclosure, and real estate matters for income-eligible Hoosiers.

Indiana Legal Help housing topic hub connecting income-eligible residents with volunteer attorneys and free legal clinics for foreclosure defense, eviction, and real estate matters.

Law school clinic providing supervised legal assistance to Indianapolis-area residents in housing and foreclosure matters. Income eligibility requirements apply.

INHP is a HUD-approved housing counseling agency serving Indianapolis. Offers free foreclosure prevention counseling, budgeting assistance, and mortgage default intervention services.

National network of HUD-approved housing counseling agencies. Search for Indiana-based NeighborWorks partners offering free foreclosure counseling and homeowner education.

Provides homeownership education, financial coaching, and home repair assistance for Indianapolis-area homeowners facing housing instability.

U.S. Department of Housing and Urban Development's official foreclosure prevention resource. Covers options including loan modification, forbearance, repayment plans, and connecting with a HUD-approved housing counselor. Free hotline: 888-995-4673.

The NFCC network includes HUD-approved agencies in Indiana offering free or low-cost housing counseling, debt management, and foreclosure prevention services.

Research and policy organization focused on predatory lending and foreclosure. Publishes state-by-state foreclosure data and guides on identifying foreclosure rescue scams.

Step-by-step CFPB guide for homeowners who have missed or are about to miss a mortgage payment. Covers forbearance requests, repayment plans, loan modifications, and when to contact a HUD counselor.

The Indiana Supreme Court's official self-help page for homeowners facing mortgage foreclosure. Explains the judicial foreclosure process step by step, including how to respond to a complaint and what happens at a sheriff sale.

The Consumer Financial Protection Bureau's plain-language guide to the foreclosure process. Covers what to expect at each stage, your rights as a homeowner, and options to avoid foreclosure. Written for non-attorneys.

Plain-language explanation of the foreclosure process, key terms, and homeowner rights under federal mortgage servicing rules (RESPA, TILA, and the CFPB servicing rules).

Cornell Law School's Legal Information Institute overview of foreclosure law, including judicial vs. non-judicial foreclosure, the foreclosure process, and key federal statutes.

Plain-language CFPB guide on homeowner rights when a mortgage servicer violates federal rules. Covers the 120-day rule before foreclosure initiation, loss mitigation requirements, dual-tracking prohibitions, and how to file a complaint.

Research and data on housing finance, foreclosure trends, and mortgage market conditions. Includes Indiana-specific housing data and analysis of foreclosure prevention program effectiveness.

Our complete guide to Indiana foreclosure law — the judicial process, notice requirements, your rights at each stage, and what happens at a sheriff sale.

Practical options for Indianapolis homeowners facing foreclosure: forbearance, loan modification, short sale, deed-in-lieu, and cash sale. Includes Indiana-specific timelines.

What pre-foreclosure means in Indiana, how long the window lasts, and what your options are before a complaint is filed.

What happens when you fall behind on your mortgage in Indiana, how servicers are required to treat you under federal law, and what options are available at each stage.

How Indiana sheriff sales work, what happens to your equity and credit after a sale, and how to avoid one — including selling before the sale date.

Our free downloadable guide for Indiana homeowners in pre-foreclosure. Covers the timeline, your rights, your options, and what to do in the first 24 hours after missing a payment.

How Indiana property tax liens work, what happens if you don't pay, and how to sell a house with delinquent taxes — including how liens are paid off at closing.